Debt Free Life
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Debt Settlement Offers
  • Reduce monthly payments into half.
  • Decide your single Monthly payment.
  • Eliminate debt in 12-48 months.
  • Reduce your debt up to 50% .
  • Eliminate stress of overwhelming debt
  • Avoid Bankruptcy.
  • Eliminate collection calls.
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We Help With
  • Credit Card Debt
  • Unpaid Medical Bills
  • Business Credit Card
  • Unsecured line of Credit
  • Credit Union Debt
  • Utility Bills Debt
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For a FREE Consulation fill out the   form below
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Real helpful and professional staff. Helped me avoid bankruptcy and become debt free. Patricia M, CA

These guys helped me avoid bankruptcy and get out of debt in less than 10 months. Unbelievable. Now i can really start a new life. Being debt free is what I'm looking forward to. Thanks again. Curtis M, CA

Your company has demonstrated that you are one of the best debt settlement companies by saving me more than $15,000. I really appreciate all the services your company provided during this critical period of my life. Tarsha J, FL

You have no idea how happy I am today. Thank god I called you guys and signed up for the debt settlement program. It has really changed my life. Now I am absolutely debt free, no collection calls, no credit card debt, complete debtfree living. Now I make sure I follow your advice about how to manage a debt free life and plan to die debt free. Willie D, CO

Last summer i lost my job. 2 -3 months i lived on my credit cards, but when i was not able to pay my credit card bills on time, i started having problems. More than finding a job, i wanted to get rid of debt. The only thing i could dream of was how to become debt free. A friend of mine told me about your company. I am really greatful to him for guiding me that day. Immediately i called up your debt settlement company. Today i am on my way to be debt free. Philip C, FL

When I could not meet the payments and the phone calls from creditors started to bother me every day, a friend of our family told me about your debt settlement program. After a year and a half, I paid off the loans and I could not have done it without your help. Willie D, MA

Thank you for doing such a wonderful job settling my credit card debts. So, once and for all, I will finally be able to get on with my life debt free. And I can breathe easier knowing that my debt is paid off. Thank you so very much. Johnny F, CA

I was searching the internet for a bankruptcy lawyer in my area. I don't know why all of a sudden i thought of some alternate, i did some research and came to this website. I called the toll free number spoke to Mary, a sweet, helpful girl. She briefed me about the complete program, asked me to sign some documents and gave me a plan which was affordable to me. They even helped me manage the rude calls from the collection department and briefed me about some laws that the collection agencies have to follow. I signed up for the program about 6 months ago. It will take me another 32 months to be debt free, but I am extremely happy that I found this website about 6 months ago. Arthur K, CO

Get Out Of Debt

Debt Settlement
Debt settlement is a method of debt elimination for less than the amount actually payable to the creditors. This is best suited for those who want to Get Out of Debt Fast. During the course of this process, you save the money on a monthly basis. When you have saved at least 50% of the total amount, we negotiate with your creditors on behalf of you. This process is also known as Debt Arbitration or Debt Negotiation and it can be a good bankruptcy alternative. Please try our Get Out of Debt Calculator to find out how soon you would be Debt Free.

Avoid Bankruptcy
There are two types of personal bankruptcy: Chapter 13 and Chapter 7.
As of April 2006, the filing fees run about $274 for Chapter 13 and $299 for Chapter 7. Attorney fees are over and above and vary from state to state. Personal bankruptcy usually does not erase child support, alimony, fines, taxes, and some student loan obligations. And unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or lien on it. We are extremely confident that we can assist you avoid bankruptcy. It is possible today to Eliminate Credit Card Debt and Eliminate Mortgage Debt. All you have to do is find available options and work on them.

Consumer Credit Counseling Service
If you are not disciplined enough to create a monthly budget and follow it religiously, do not have the time to follow up with your creditors on a monthly basis, or cannot keep a track of your monthly bills, consider contacting a Consumer Credit Counseling company. Many Consumer Credit Counseling companies are non profit and work with you to solve your financial problems. Your financial institution, local consumer protection agency, friends and family also may be good sources to gain information about a reputable Consumer Credit Counseling organization. Consumer Credit Counseling allows you to pay back credit card debts at lower interest rates but you still pay back the full debts plus interest. Consumer Credit Counseling will save you money on Credit card and other unsecured debts. Consumer Credit Counseling often will not accept credit card debt which is late more than 60 days.

Credit Card Debt Consolidation
Debt Consolidation is a service provided by Consumer Credit Counseling organizations nationwide. It works the same as Consumer Credit Counseling. If you are not more than 60 days late on your bills, the Consumer Credit Counseling organizations work out with your creditors and reduce your interest rate. You have to pay back complete debts but at a lower interest rate.

Eliminate Debt, Eliminating Debt
Debt Consolidation is not a difficult process. Though there are some basic concepts that you need to know in order to fully recognize its cost. If you think that debt consolidation might be the answer to your debt problems and you want to know more about it, Call Us at - 1-800-252-2313
We do not intend to do a methodical explanation of compound financial concepts but to give an idea of what you are facing when your debt grows too much and you need to reduce it. Debt consolidation provides the necessary tools for debt reduction and aids people to manage their finances more competently.

Latest News : 23 Jan 2010

Debt is something all of us have to deal with or will deal with. For some debtors, debt comes as no problem to solve, while others have a hard time with it. There are numerous debt management plans that are available to the public, many of which are helpful to the debtor. Managing debt is intimidating and can be scary because you don't know what the end result will be. When we decide on the debt management plan that's right for us, we must execute the plan to the letter. Debt can get to the point that it dictates everything we do in our life. It is nearly impossible to buy things with just cash. We are a consumer culture that buys and buys to our wit's end. Debt must be taken care of and by all means, it is not something we can alleviate in a very short time. Debt takes time to alleviate. The debt is not just the debt, however. Interest rates and hidden fees make up a good portion of the monthly payments we have to make. . More News

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We Offer Debt Settlement in Following States :
Debt Settlement Alabama Debt Settlement Alaska Debt Settlement Arizona Debt Settlement Arkansas
Debt Settlement California Debt Settlement Colorado Debt Settlement Connecticut Debt Settlement Delaware
Debt Settlement Florida Debt Settlement Georgia Debt Settlement Hawaii Debt Settlement Idaho
Debt Settlement Illinois Debt Settlement Indiana Debt Settlement Iowa Debt Settlement Kansas
Debt Settlement Kentucky Debt Settlement Louisiana Debt Settlement Maine Debt Settlement Maryland
Debt Settlement Massachusetts Debt Settlement Michigan Debt Settlement Minnesota Debt Settlement Mississippi
Debt Settlement Missouri Debt Settlement Montana Debt Settlement Nebraska Debt Settlement Nevada
Debt Settlement New Hampshire Debt Settlement New Jersey Debt Settlement New Mexico Debt Settlement Wyoming
Debt Settlement New York Debt Settlement New Carolina Debt Settlement North Dakota Debt Settlement Ohio
Debt Settlement Oklahoma Debt Settlement Oregon Debt Settlement Pennsylvania Debt Settlement Tennessee
Debt Settlement Rhode Island Debt Settlement South Carolina Debt Settlement South Dakota Debt Settlement Virginia
Debt Settlement Texas Debt Settlement Utah Debt Settlement Vermont Debt Settlement Wisconsin
Debt Settlement Washington Debt Settlement Washington DC Debt Settlement West Virginia
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Copyright © 2007-2008 Unsecured Debt Settlement
Debts Free Life does not assume or pay any debt, nor does it give legal advice, offer credit repair or help stop creditor & collector calls. Individual Results Vary and are dependent on successful completion of program and ability to save funds. Debt Settlement estimates of 40-60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results may vary based on individual circumstances.