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Debt Free Life is the key to your Financial Freedom. Debt Free Life is one of the oldest Debt Settlement communities helping people help each other and Get out of Debt. If you follow simple but comprehensive Debt Negotiation strategies and suggestions by fellow community members, YOU WILL SUCCEED.

If you have Unsecured Debt/ Secured debt, are struggling to keep up with your monthly payments and want to Avoid Bankruptcy then following some simple guidelines and suggestions and being strict following your Debt Settlement Program is the answer. You can work out mutually agreeable Debt Settlement arrangement with your creditors and Become Completely Debt Free in a matter of months, off course the time frame would depend on your total debt amount and how much you can save each month. You decide how soon you would like to Be Debt Free. You decide when to start a Debt Free life.
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Debt Free Life is the key to your Financial Freedom, we are a community focused on Debt Reduction, Debt Help, Debt Relief and Debt Elimination.

Debt Settlement
as we would like to call it has following features:

Budget Analysis:

The very first thing you need to do is figure out how much you can save each month to settle your debts. You will decide how soon you want to lead a Debt free life.

Settle your debts for 50% or lower

You can settle your debts at much lower percentage, a lot would depend on your financial situation and your negotiations skills.

Collection calls.

You will definitely get a lot of collection calls. You need to be aware about your rights. Fair Debt Collection Practices Act was formed to safeguard you against aggressive and abusive collectors. Know your rights and exercise them. By following simple and time tested techniques you will be able to handle collectors effectively. 

Debt Free

Debt Free Living is a dream that everyone lives. The problem is we do not put sufficient efforts to make it a reality. We would like to see Debt Free America; therefore we have consolidated a number of resources for Americans. Feel free to browse any of the resources we provide. Go ahead and read our Debt Advice to Become Debt Free. 

Debt Elimination

Debt Elimination is achieved by various measures. Be it Debt Validation, Mortgage EliminationCredit Card Debt Elimination or a well planned Debt Elimination Plan. The bare minimum requirement is disciplined schedule. 

Debt Reduction

Debt Reduction is another form of Debt Settlement wherein, the focus is given to unsecured debt. It can be achieved through professional Debt Reduction Services for Credit Card Debt Reduction or Credit Counseling or You can do it on your own. Either you hire a professional company, a lawyer or you settle your debts on your own. The key always is following the disciplined schedule and the budget. 

Debt Relief

Debt relief can be achieved through various means like Debt Relief Non Profit or Debt Relief Solutions from some professional Debt Relief Company. Debt Relief Non Profit is a service called Consumer Credit Counseling Service. A nominal monthly fee is charged for the service. 

Debt Settlement

Again for Debt Settlement, you can either opt for a Debt Settlement Company or Do it yourself Debt Settlement this guide explains complete steps of debt settlement. On the other hand, if you do not have time and patience to deal with creditors and collectors, you can opt for a professional debt settlement company  or an Attorney rather than Debt Settlement Non Profit.

Latest News : 11 Jun 2012
Has your credit card debt piled up? Are you having problems keeping up with the payments and keeping track of when they are due? Are the interest rates rising and the payments becoming larger? If this sounds like you, you are not alone, many Americans are having the same problems. However, there are ways to eliminate that credit card debt and loans and be completely free of these bills. .More News

Debt causes an enormous amount of stress. Even a small amount of debt causes stressful situations come time to pay the bills. That dread you feel when receiving bills in the mail will disappear completely, and you can rest easy knowing your debt is paid off. More News

If you are finding yourself drowning in debt then it is a good idea to find a debt elimination options that can help you out of trouble. There are many companies that now specialize in debt help and consolidation which means that there are a lot of options available to you. If you choose a quality service you can begin restoring your finances immediately! More News

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Do you really know how bad your financial situation is? Do you know how much money you lose in paying your credit card bills?

Are you having so many debts around you? Are you very much worried about that?

Do you feel happy when you are under a pressure of debt?

Don’t you have enough money to pay your long queued credit card bills? Are you running short of money?
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Debtsfreelife is a website designed for information and awareness only, We do not sell customer information to any debt settlement company neither do we provide debt settlement services. Debts Free Life does not assume or pay any debt, nor does it give legal advice, offer credit repair or help stop creditor & collector calls.
Clients who sign up with reputed debt settlement companies and are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including the fees, over 24 to 48 months. All claims are based on enrolled debts. Not all clients complete debt settlement program for various reasons. Estimates based on industry standards and claims made by various companies, which may vary based on specific circumstances. No debt settlement company guarantees that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Debt settlement companies do not assume consumer debt, make monthly payments to creditors on behalf of customers or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement.