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Debt Settlement Offers
  • Reduce monthly payments into half.
  • Decide your single Monthly payment.
  • Eliminate debt in 12-48 months.
  • Reduce your debt up to 50% .
  • Eliminate stress of overwhelming debt
  • Avoid Bankruptcy.
  • Eliminate collection calls.
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We Help With
  • Credit Card Debt
  • Unpaid Medical Bills
  • Business Credit Card
  • Unsecured line of Credit
  • Credit Union Debt
  • Utility Bills Debt
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These guys helped me avoid bankruptcy and get out of debt in less than 10 months. Unbelievable. Now i can really start a new life. Being debt free is what I'm looking forward to. Thanks again. Curtis M, CA

Your company has demonstrated that you are one of the best debt settlement companies by saving me more than $15,000. I really appreciate all the services your company provided during this critical period of my life. Tarsha J, FL

You have no idea how happy I am today. Thank god I called you guys and signed up for the debt settlement program. It has really changed my life. Now I am absolutely debt free, no collection calls, no credit card debt, complete debtfree living. Now I make sure I follow your advice about how to manage a debt free life and plan to die debt free. Willie D, CO

Last summer i lost my job. 2 -3 months i lived on my credit cards, but when i was not able to pay my credit card bills on time, i started having problems. More than finding a job, i wanted to get rid of debt. The only thing i could dream of was how to become debt free. A friend of mine told me about your company. I am really greatful to him for guiding me that day. Immediately i called up your debt settlement company. Today i am on my way to be debt free. Philip C, FL




Debt Free Services

Debt Settlement
Debt settlement is a method of debt elimination for less than the amount actually payable to the creditors. In this process, you stop paying monthly installment to your creditors and instead save the money. When you have saved at least 50% of the total amount, you start negotiating with your creditors for a defrayal. This process is also known as Debt Arbitration or Debt Negotiation and it can be a good bankruptcy alternative.

There is two primary types of personal bankruptcy: Chapter 13 and Chapter 7. Each must be filed in federal bankruptcy court. As of April 2006, the filing fees run about $274 for Chapter 13 and $299 for Chapter 7. Attorney fees are extra and can vary. Note that personal bankruptcy usually does not erase child support, alimony, fines, taxes, and some student loan obligations. And unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or lien on it. We are extremely confident that we can assist you avoid bankruptcy. .

Consumer Credit Counseling Service

If you are not closely controlled enough to create a workable budget and adhere to it, cannot work out a repayment plan with your creditors, or cannot keep a track of your monthly bills, consider contacting a credit card debt settlement analysis business for credit card debt settlement. Many credit counseling organizations are non profit and work with you to solve your financial problems. Your financial institution, local consumer protection agency, friends and family also may be good sources to gain information about a reputable CCC organization. Consumer Credit Counseling allows you to pay back credit card debts at lower interest rates but you still pay back the full debts plus interest. CCC will also not save you money on collections and other unsecured debts. CCC also often will not accept credit card debt which is late more than 60 days

Credit Card Debt Consolidation
Debt can happen to anyone. Don't let outstanding debts or credit card balances control your life. services can help you take charge of your finances and eliminate debt fast.

Debt Consolidation is not such an easy process with DebtFreeLife. Though there are some basic concepts that you need to know in order to fully recognize its cost. If you think that debt consolidation might be the answer to your debt problems and you want to know more about it, Call Us -
We do not intend to do a methodical explanation of compound financial concepts but to give an idea of what you are facing when your debt grows too much and you need to reduce it. Debt consolidation provides the necessary tools for debt reduction and aids people to manage their finances more competently.

Do nothing and be in debt for life
Unfortunately, this is the worst we can do to get out of debt and this is what most of us do. NOTHING. It is predictable that majority of us are in financial trouble and many will do whatever they can to continue making minimum expenditure for the rest of their lives and stay in debt for ever.

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Copyright © 2007-2008 Unsecured Debt Settlement
Debts Free Life does not assume or pay any debt, nor does it give legal advice, offer credit repair or help stop creditor & collector calls. Individual Results Vary and are dependent on successful completion of program and ability to save funds. Debt Settlement estimates of 40-60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results may vary based on individual circumstances