Debt Free Life
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Debt Settlement Offers
  • Reduce monthly payments into half.
  • Decide your single Monthly payment.
  • Eliminate debt in 12-48 months.
  • Reduce your debt up to 50% .
  • Eliminate stress of overwhelming debt
  • Avoid Bankruptcy.
  • Eliminate collection calls.
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We Help With
  • Credit Card Debt
  • Unpaid Medical Bills
  • Business Credit Card
  • Unsecured line of Credit
  • Credit Union Debt
  • Utility Bills Debt
 
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For a FREE Consulation fill out the   form below
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CUSTOMER FEEDBACK

Real helpful and professional staff. Helped me avoid bankruptcy and become debt free. Patricia M, CA

These guys helped me avoid bankruptcy and get out of debt in less than 10 months. Unbelievable. Now i can really start a new life. Being debt free is what I'm looking forward to. Thanks again. Curtis M, CA

Your company has demonstrated that you are one of the best debt settlement companies by saving me more than $15,000. I really appreciate all the services your company provided during this critical period of my life. Tarsha J, FL

You have no idea how happy I am today. Thank god I called you guys and signed up for the debt settlement program. It has really changed my life. Now I am absolutely debt free, no collection calls, no credit card debt, complete debtfree living. Now I make sure I follow your advice about how to manage a debt free life and plan to die debt free. Willie D, CO

Last summer i lost my job. 2 -3 months i lived on my credit cards, but when i was not able to pay my credit card bills on time, i started having problems. More than finding a job, i wanted to get rid of debt. The only thing i could dream of was how to become debt free. A friend of mine told me about your company. I am really greatful to him for guiding me that day. Immediately i called up your debt settlement company. Today i am on my way to be debt free. Philip C, FL

When I could not meet the payments and the phone calls from creditors started to bother me every day, a friend of our family told me about your debt settlement program. After a year and a half, I paid off the loans and I could not have done it without your help. Willie D, MA

Thank you for doing such a wonderful job settling my credit card debts. So, once and for all, I will finally be able to get on with my life debt free. And I can breathe easier knowing that my debt is paid off. Thank you so very much. Johnny F, CA

I was searching the internet for a bankruptcy lawyer in my area. I don't know why all of a sudden i thought of some alternate, i did some research and came to this website. I called the toll free number spoke to Mary, a sweet, helpful girl. She briefed me about the complete program, asked me to sign some documents and gave me a plan which was affordable to me. They even helped me manage the rude calls from the collection department and briefed me about some laws that the collection agencies have to follow. I signed up for the program about 6 months ago. It will take me another 32 months to be debt free, but I am extremely happy that I found this website about 6 months ago. Arthur K, CO
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Consumer Credit Counseling Services

If you are not disciplined enough to create a workable budget and adhere to it, cannot work out a repayment plan with your creditors, or cannot keep a track of your monthly bills, consider contacting a credit card debt settlement counseling organization for credit card debt settlement. Many credit counseling organizations are non profit and work with you to solve your financial problems. Your financial institution, local consumer protection agency, friends and family also may be good sources to gain information about a reputable CCC organization.

Reputable credit counseling organizations can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. Their counselors are certified in credit card debt settlement consolidation and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions.However, please keep this in mind that credit counselling organizations were originally established to help credit card companies recover revenue from clients that were falling behind on their bills. Often this is a non profit organization that is funded in-full or in-part by contributions from creditors. You make one monthly payment to the Consumer Credit Counseling agency, and then they disburse your funds and pay each of your creditors for you. 
 
A Consumer Credit Counseling agency will usually be able to get your interest rate lowered and stop the harassing collection calls. It is important to understand, though, that you will pay the full balance owed on your various accounts with interest. In other words, your creditors will not be forgiving any of the remaining balance that you still owe. 
 
Working with a Consumer Credit Counseling organization in getting out of debt can have negative effects on your credit that last up to 10 years. These services are also considered Chapter 13 Bankruptcy by most lending institutions. The bottom line is you will end up paying back everything you owe, plus interest.

You might consider eliminating credit card debt at 40 – 60% through us. Contact us now for a free no obligation quote. 

Latest News : 23 Jan 2010

  
Just so far this year, the government gave away $800 billion in free government money - much of which was sent to individuals for their personal use. With debt relief grants, tax paying citizens can obtain $17,000 or more, regardless of income or credit. More News

Debt consolidation is a financial field that has been around for a very
long time and some of the largest banks in the world offer debt assistance programs, but lately there has been an increase in the number of organizations that focus only on debt consolidation and that has people asking questions. More News

Getting out of debt will take a plan. It will take waking up one morning and deciding you can no longer live with the stress of your financial obligations. At that point, you should research credit counseling, debt settlement, bankruptcy and making your own plan for paying off your debt. More News

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We Offer Debt Settlement in Following States :
Debt Settlement Alabama Debt Settlement Alaska Debt Settlement Arizona Debt Settlement Arkansas
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Debt Settlement Kentucky Debt Settlement Louisiana Debt Settlement Maine Debt Settlement Maryland
Debt Settlement Massachusetts Debt Settlement Michigan Debt Settlement Minnesota Debt Settlement Mississippi
Debt Settlement Missouri Debt Settlement Montana Debt Settlement Nebraska Debt Settlement Nevada
Debt Settlement New Hampshire Debt Settlement New Jersey Debt Settlement New Mexico Debt Settlement Wyoming
Debt Settlement New York Debt Settlement New Carolina Debt Settlement North Dakota Debt Settlement Ohio
Debt Settlement Oklahoma Debt Settlement Oregon Debt Settlement Pennsylvania Debt Settlement Tennessee
Debt Settlement Rhode Island Debt Settlement South Carolina Debt Settlement South Dakota Debt Settlement Virginia
Debt Settlement Texas Debt Settlement Utah Debt Settlement Vermont Debt Settlement Wisconsin
Debt Settlement Washington Debt Settlement Washington DC Debt Settlement West Virginia
 
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Debtsfreelife is a website designed for information and awareness only, We do not sell customer information to any debt settlement company neither do we provide debt settlement services. Debts Free Life does not assume or pay any debt, nor does it give legal advice, offer credit repair or help stop creditor & collector calls.
Clients who sign up with reputed debt settlement companies and are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including the fees, over 24 to 48 months. All claims are based on enrolled debts. Not all clients complete debt settlement program for various reasons. Estimates based on industry standards and claims made by various companies, which may vary based on specific circumstances. No debt settlement company guarantees that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Debt settlement companies do not assume consumer debt, make monthly payments to creditors on behalf of customers or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement.