Smart Marketing

Smart Marketing

It is not secret these days that the cost of marketing in all shapes, forms and styles is skyrocketing.   And this at a time when the economy is pretty much tanking in most parts of the world.  So, what is a business person to do?  Well, first of all you must do what all successful business folks do and that is to make the most of the clientele and customer base you already have.  They are worth far more to you than any new clients are.

One of the reasons this is the case is that you don’t need to use aggressive tactics on existing customers, the type that some prospective ones find pushy even if they aren’t.  You already have a proven track record with them, and provided you continue to provide them with good sound products and services they will stick with you.  So, what are some of the ways to keep them coming back for more?

Be a good listener.  Even though you are the one receiving payment for providing them with what it is they are seeking, always be open to feedback, suggestions and recommendations from your clientele.  This makes them feel important – which they are – and lets them know they are a part of things moving forward.  Also, from time to time offer promotional discounts and even freebies as a show of appreciation for their continued patronage.

When during the course of communications with them you find out birthdays, family details and special occasions make note of them and from time to time ask about them.  This lets them know you care and have a personal interest in them.  Sure, these things take time and great attention to detail, but they can provide a great return on time invested.

Now, there is one very important area that you must pay great attention to regarding your customers.  Going about this wrong could cost you dearly, so please listen up.  Be extremely careful when suggesting or recommending products or services to your clients that is not directly provided by you.  Don’t just go directing them to things for the sake of a commission or pat on the back from someone.

Make sure that you know for a fact that whoever you are referring them to has an impeccable record of providing excellent customer service.  This is especially important if you are referring them to something that is finance related.  Following is a prime example of what we are talking about here.

Imagine for a second a customer who is struggling financially.

You can help him save his home with the Foreclosure defense affiliate program.

Then you can help them settle their unsecured debt with Debt settlement/ debt consolidation affiliate program.

Then you can help them with their tax problems.

You can work with them to lower their Life Insurance, health insurance and Auto Insurance premiums.

You can even help them to consolidate their student loans.

Once they are good to go, you can get their FICO improved through our Credit Repair affiliate program.

And then you can help them re-finance their mortgage!!!

In a span of 4-5 years, you can generate revenue of approx $15000 to $20000 from an average client. Now how is that for Return on Your Investment? And figure out what your Cost Per Acquisition is going to be?

But what is most important to make it come true are just 2 things:

1. Good companies that can provide excellent services to your clients, so that you can keep recommending them other great companies to fix their problems.

2. A software that does all for you and other companies, so you don’t have to remember every customer and when to talk to them about it like the following one does. http://www.squidoo.com/lensmasters/Xchangepays

We have worked hard to bring both these features for you to enable you to succeed.

 

Car finance after bankruptcy

Car finance after bankruptcy

Being bankrupt needn`t mean that you are no longer eligible for any car finance products. While the choices will be more limited it is still possible to be able to borrow money if you are buying a car.Buying a new or second hand car is a major purchase for many of us but if you`ve been declared bankrupt it`s likely to be even more important. A new vehicle may be vital to help you get back on track, perhaps because you need it for work, so getting the right finance in place is vital.While normal lending channels will probably be out of reach because if you are bankrupt your credit rating will stop you being approved, you can still get finance to buy your new car. Perhaps surprisingly there area number of options available, depending on your circumstances.

If you have a VAT registered business then contract hire could be right for you. Under this scheme the vehicle is rented for an agreed period of time and mileage, at a fixed monthly fee which is dependant, amongst other things, on the value of the vehicle. What makes this ideal for VAT registered businesses is that 100% of the VAT is reclaimable if the vehicle is only used for business purposes and 50% can be reclaimed if there is some private use. All of the VAT levied on maintenance charges can also be reclaimed.

Private individuals who are not VAT registered can consider personal contract hire. Short-term contract hire gives you ultimate flexibility by allowing you to sign up for a new vehicle for as little as six months and you can cancel the lease after three months without penalty.

Another option is to lease and buy which is suitable for both private and business use. This works as a sale agreement where customers agree to buy the vehicle over an agree time frame, normally 24-30 months. After the final payment the legal ownership of the vehicle will pass to the user. Cars do not carry VAT with vans all being plus VAT.

If you have a VAT registered business you could choose finance leasing. This works by the finance company buying the vehicle and leasing it back to you for a set period. Monthly payments are effectively rentals rather than loan repayments so they attract VAT. When the lease ends the customer can sell the vehicle and keep 95% of the proceeds. In many circumstances customers can also reclaim VAT on the monthly payments.

With hire purchase you have an agreed period for the loan and fixed monthly payments. The customer owns the vehicle but the title only changes when the loan has been repaid. The loan repayments don`t carry VAT and the capital costs can be written against tax.

Of course all this can seem complicated. There are different options to choose from and you may be unsure which one is best for you. It may be worth taking bankruptcy advice to help you decide on the right course of action when financing your new vehicle.

Debtsfree Life

Debt Free Life is the key to your Financial Freedom. Debt Free Life is one of the oldest Debt Settlement communities helping people help each other and Get out of Debt. If you follow simple but comprehensive Debt Negotiation strategies and suggestions by fellow community members, YOU WILL SUCCEED.